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The UpstreamLife
Algorithms, AI & technology buying in Indian banks: in conversation with Scienaptic Systems
In this episode we speak with Joydip Gupta who is the APAC head of Scienaptic Systems. Joydip talks about the evolution of the business rule engine in banking and how algorithms today are intelligent to understand an individual's banking needs faster than in the past. Algorithms today allow a risk officer's team to look at the credit history of an individual and customise a financial product.
00:00 - Introduction
02:12 - Scienaptic - what is it?
03:43 - Enabling a bank's revenues.
07:55 - Using data to build intelligence.
14:40 - The journey with technology in banks.
18:00 - Understanding the end customer.
22:22 - The business of co-op banks
26:21 - Deploying the BRE and its components
32:40 - Understanding the needs of a business owner.
44:44 - How CROs work with AI
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